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Christmas On A Budget: Why And How I Start Saving For The Holidays Two Months Early


Here’s a thing that’s true about me: I love, love, love giving gifts. In fact, I love giving gifts way more than I love receiving them (though that is definitely fun, too). It’s fun to shop for people that I love, to find things that will surprise and delight them, and to see their reactions when they open the present. I just enjoy the whole experience! This is especially true when it comes to my 11-year-old son — he is easily my favorite person to surprise at the winter holidays, especially Christmas.

But here’s another thing that’s true about me: I have worked for myself the entire time I’ve been an adult. And while I’ve so far to managed to mostly have a steady source of income, part of working for myself has meant being careful, and making sure I’m prepared for holidays and big events ahead of time. So that’s why I start saving for the holidays in October, typically at the beginning of the month. I don’t want to mess it up!

I don’t go overboard on gifts for my kid — his dad and I tend to subscribe to the “something to want, something to need, something to wear, something to read” maxim — but that doesn’t mean it doesn’t get pricey. Plus, my Christmas budget is never that gigantic in the first place, but it’s still something I have to take steady, intentional steps toward coming up with.

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